Effective September 1, 2014, the Insurance Services Officer's (ISO) Public Protection Classification for the South Trail Fire District is now a 3/3x. The improved ISO rating from a 4/9 to a 3/3x is significant because it may lower insurance premiums for property owners in the South Trail Fire District.
The ISO rating of a fire district is used by many insurance companies to calculate premiums for properties located within that district. The ISO rating of a fire district is determined by factors such as hydrants, stations, staffing, apparatus, equipment, fire inspections, training, and public education. ISO classifications range from 1 to 10 with a 1 the best and a 10 the worst. The new ISO rating for the South Trail Fire District is a 3/3x with the 3 rating including properties within 1000 feet of a hydrant; the 3x rating includes properties over 1000 feet from a hydrant, but protected by an ISO Class 3 fire district. Of the 49,010 U.S. fire departments evaluated by the ISO, only 3,220 have achieved an ISO rating of 3 or less.
We encourage property owners to contact their insurance company to check if lower premiums are available because of the 3/3x ISO rating for the South Trail Fire District.